Common Exclusions on Homeowners Insurance
Your homeowners insurance gives broad protection from costly losses, but not every incident is covered. Know what your insurer excludes and how to protect yourself from those events.
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Address: 716 W Gore Blvd
Lawton, OK 73501 -
Phone: (580) 353-0668
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Email: info@smithsonsins.com
Hazards in Your Home Storage Areas
From chemical vapors to slip-and-fall hazards, there are lots of preventable dangers in your home storage areas. Learn how to keep your family safe.
PASS the Fire Extinguisher
A fire extinguisher is a very effective tool for putting out a fire that is just getting started. While everyone can recognize one, very few of us have ever used one. Knowing how to properly use an extinguisher reduces the…
Preparing Your Family for an Emergency
You have probably participated in emergency response trainings and drills at work, but what happens if a disaster strikes when you’re at home? Do you have an emergency action plan for your family? Fires, tornadoes, hurricanes, severe storms and earthquakes…
Your Credit Score Can Affect Your Insurance Rates and Renewals
Just like your credit score impacts your ability to secure a loan or credit card, your credit-based insurance score impacts your insurability and your premiums. Consumer credit scores Your consumer credit score is a numerical score tabulated by the three…
12 Essential Boating Safety Tips
Boating season is in full swing and many of us head to lakes, rivers or the ocean to fish, cruise, and relax onboard a boat or other watercraft. Before you head out with friends and family, take note of a few important safety tips.
Home Maintenance Tips To Do During a Crucial Season
We love our homes and they need a lot of love, too. From regular cleaning and maintenance, to the occasional repair to keep things in good order. It’s a year-round responsibility to protect this cherished asset and, since some maintenance…
Homeowners Beware: Infestation and Animal Damage Exclusions
Most standard homeowners insurance policies exclude loss caused by “nesting or infestation, or discharge or release of waste products or secretions by any animals.”
What is Farm Insurance?
While farm insurance is sometimes sold as a single coverage, it is often composed of several types of insurance that are bundled to meet the needs of an individual farm or agricultural operation.
Rising Homeowners Premiums:
What You Need To Know In previous blogs we have addressed the different ways of determining a home’s value – check out this blog for a full explanation. As a quick recap: Market Value is how much your home is…