Your homeowners insurance gives broad protection from costly losses, but not every incident is covered. Know what your insurer excludes and how to protect yourself from those events.

From chemical vapors to slip-and-fall hazards, there are lots of preventable dangers in your home storage areas. Learn how to keep your family safe.

A fire extinguisher is a very effective tool for putting out a fire that is just getting started. While everyone can recognize one, very few of us have ever used one. Knowing how to properly use an extinguisher reduces the…

We love our homes and they need a lot of love, too. From regular cleaning and maintenance, to the occasional repair to keep things in good order. It’s a year-round responsibility to protect this cherished asset and, since some maintenance…

Most standard homeowners insurance policies exclude loss caused by “nesting or infestation, or discharge or release of waste products or secretions by any animals.”